December 15, 2017

Computer Awareness for IBPS, SBI, RBI exams #12

Computer Awareness for IBPS PO & Clerk, SBI PO & Clerk, RBI Grade B & Assistant exams

Computer Awareness for IBPS PO & Clerk, SBI PO & Clerk, RBI Grade B & Assistant exams

  1. Networking such as LAN, MAN started from fourth generation
  2. The largest manufacturer of Hard Disk Drives - Seagate
  3. LSI, VLSI & ULSI chips were used in fourth generation
  4. ROM  is the type of memory for information that does not change on your computer.
  5. MANIAC was the nick name of the computer used by the Americans in 1952 for their H-bomb project.
  6. An input device is any device that provides information, which is sent to the CPU.
  7. A pixel is the smallest resolvable part of a picture.
  8. MSI stands for Medium Scale Integrated Circuits
  9. The process of starting or restarting a computer system by loading instructions from a secondary storage device into the computer memory is called Booting.
  10. Knowledge information processing system is related to fifth generation computers.
  11. In respect to diligence computers are superior to human beings.
  12. Any method for controlling access to or use of memory is known as memory protection.
  13. The capacity of 3.5 inch floppy disk is 1.44 MB
  14. A floppy disk contains both circular tracks and sectors.
  15. AT computers support co-processors.

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Banking Awareness for IBPS, SBI, RBI exams #18

Non-Performing Assets - Banking Awareness for SBI PO, SBI Clerk, IBPS PO, IBPS Clerk, RBI Grade B, RBI Assistant exams

Banking Awareness for SBI PO, SBI Clerk, IBPS PO, IBPS Clerk, RBI Grade B, RBI Assistant exams

  1. A performing asset is one which yields regular income in terms of repayment of principal and interest.
  2. A Non-performing asset is one which has stopped yielding principal and/or interest and is not paid by the borrower for a period of 90 days.
  3. Account is treated as “out of order” if outstanding balance remains continuously in excess of the sanctioned limit or drawing power.
  4. Any amount due to the bank on any credit facility is “overdue” if it is not paid on due date fixed by the bank.
  5. The Narasimhan Committee recommended that banks should have greater consistency and transparency in their published accounts (balance sheet, profit & loss account).
  6. RBI initially fixed over 1 year (four quarters in case of Cooperative banks) as period of NPA to be defined. However, this period has been reduced in stages and at present it is 90 days.
  7. From 31.3.2004, RBI introduced a concept of “out of order” where an asset will be called an NPA, if principal and interest remain overdue or outstanding for a period of 90 days or more from the sanctioned limit or calculated drawing power in case of cash credit / overdraft accounts.
  8. Standard asset is one which does not show or indicate any sign of distress or problem with regard to recovery/repayment of dues.
  9. A substandard asset was one, which has remained NPA for a period not exceeding 90 days from the due date.
  10. In a Poverty Pyramid index, Casual Informal Wage Employment and Domestic Work of population faces the highest poverty risk
  11. Banks and other financial institutions in India are required to maintain a certain amount of liquid assets like cash, precious metals and other short-term securities as a reserve all the time, this is known as SLR
  12. When there is a difference between all receipts and expenditure of the Govt. of India, both capital and revenue, it is called Revenue Deficit
  13. SARFAESI Act is specially launched to facilitate banks in recovery of bad loans.
  14. BEF is the statement which banks submit to RBI relating to Importers who have not submitted documentary evidence for import within stipulated time period
  15. RBI has suggested that an MSE is considered 'sick' when any of the borrowed amount of the enterprise remains a non-performing asset (NPA) for three months or more.
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November 2017 #2 - Current Affairs for IBPS Clerk, RBI Assistant exams

November 2017 Current Affairs for IBPS Clerk, RBI Assistant exams

November 2017 Current Affairs for IBPS Clerk, RBI Assistant exams

  1. Tropical Cyclone OCKHI Hits South Indian States Kerala and Tamilnadu, causing heavy rains and tides
  2. Women and Child Welfare Minister Maneka Sanjay Gandhi launched SHe-Box online complaint Management System for women working in both public and private organizations to lodge complaints of sexual harassment at workplace.
  3. Traditional International Lavi fair held in Rampur, Himachal Pradesh.
  4. Telecom Regulatory Authority of India (TRAI) upheld basic principles of an open and free internet in its recommendations on Net Neutrality
  5. Supreme Court refused to ban traditional buffalo slush track race in Karnataka named Kambala
  6. Swedish home furnishing major IKEA launched its first experiential centre Hej HOME in Hyderabad, Telangana
  7. Sikkim will get its first airport by end of November 2017, located over 30 kilometres from capital Gangtok.
  8. Samsung partnered with Uttar Pradesh State Government for Smart Healthcare Programme, which will include setting up 20 healthcare centres to offer affordable and quality healthcare to patients from the economically and socially weaker sections of society.
  9. Railway Protection Force (RPF) of Western Railway (WR) launched mobile application ‘Eyewatch Railways’ for security of women commuters travelling in Mumbai.
  10. Qaumi Ekta Week (National Integration Week) observed during November 19 - 25, 2017 
  11. Petroleum Ministry preponed introduction of BS (Bharat Stage)-VI grade auto fuels in Delhi with effect from 1 April 2018 instead of 1 April 2020
  12. Odisha government imposed 7 month ban on sea fishing, to protect Olive Ridley sea turtles, as breeding season of endangered marine animals is approaching.
  13. National Institute of Public Cooperation and Child Development (NIPCCD), Ministry of Women and Child Development launched intensive training program for Elected Women Representatives (EWRs) of Panchayati Raj Institutions (PRIs) and Master Trainers in New Delhi.
  14. Nagaland became first North Eastern state to launch Point of Sale (PoS) for electricity bill payment
  15. Minister of State for Health and Family Welfare Anupriya Patel inaugurated National Biomaterial Centre (National Tissue Bank) at National Organ and Tissue Transplant Organisation (NOTTO) in Delhi.
  16. Maharashtra government banned packaged water bottles in government offices, to become plastic-free state from March 2018.
  17. Kerala government launched new sanitary napkins distribution scheme for school girls named She Pad
  18. Karnataka Assembly passed Prevention and Eradication of Inhuman Evil Practices and Black Magic Bill 2017, aimed at eradicating inhuman evil practices propagated and performed in name of black magic to exploit the common people.
  19. Indian Railways launched Project Saksham as its largest time-bound upskilling exercise for its 13 lakh employees
  20. Indian Oil Corporation (IOC) launched India’s first Electric Vehicle (EV) charging station at a petrol pump in Nagpur, in collaboration with cab aggregator Ola
  21. Haryana government signed MoU Worth INR 20000 Crores with an integrated trade facilitation services organisation - Verbind - to set up a logistics and trading hub in state.
  22. Government launched phase 2 of BharatNet project to connect 1.5 lakh gram panchayats with high-speed broadband by March 2019.
  23. Global Retailing Major Walmart launched its first fulfillment centre in India in Mumbai.
  24. International Gita Mahotsava 2017 held in Kurukshetra, Haryana.
  25. NITI Aayog in partnership with USA government organized India’s first Tribal Entrepreneurship Summit at Dantewada (Chhattisgarh), To promote spirit of entrepreneurship in tribal youth.
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